Redesigning shared expenses with clarity, flow, and trust.
Splitwise Reimagined
Splitwise Reimagined
Splitwise Reimagined
OVERVIEW
OVERVIEW
OVERVIEW
Money isn’t just math — it’s trust, fairness, and sometimes friction. Splitting bills should feel effortless but in Splitwise today, payments are slow, privacy is limited, and groups get messy. What should be simple often turns into confusion and delays.
Money isn’t just math — it’s trust, fairness, and sometimes friction. Splitting bills should feel effortless but in Splitwise today, payments are slow, privacy is limited, and groups get messy. What should be simple often turns into confusion and delays.
Money isn’t just math — it’s trust, fairness, and sometimes friction. Splitting bills should feel effortless but in Splitwise today, payments are slow, privacy is limited, and groups get messy. What should be simple often turns into confusion and delays.
IMPACT
IMPACT
IMPACT
Splitwise reimagined has built-in payments, smarter groups, privacy you can control, and chats right where expenses happen.
Resulting in faster settlements, clearer splits, and fewer disputes up to quicker paybacks and 2x more clarity if implemented.
Splitwise reimagined has built-in payments, smarter groups, privacy you can control, and chats right where expenses happen.
Resulting in faster settlements, clearer splits, and fewer disputes up to quicker paybacks and 2x more clarity if implemented.
Splitwise reimagined has built-in payments, smarter groups, privacy you can control, and chats right where expenses happen.
Resulting in faster settlements, clearer splits, and fewer disputes up to quicker paybacks and 2x more clarity if implemented.
Rewriting the rules of shared expenses
less noise, more action.
Rewriting the rules of shared expenses
less noise, more action.
CONTEXT
CONTEXT
From roommates sharing bills to coworkers organizing lunch runs to students tracking weekly groceries, people rely on apps like Splitwise to manage group expenses.
From roommates sharing bills to coworkers organizing lunch runs to students tracking weekly groceries, people rely on apps like Splitwise to manage group expenses.
From roommates sharing bills to coworkers organizing lunch runs to students tracking weekly groceries, people rely on apps like Splitwise to manage group expenses.
But while the intent is clear, the experience often is not.
But while the intent is clear, the experience often is not.
What should be a simple and fast transaction becomes a source of confusion, delayed payments, and unnecessary group texts.
What should be a simple and fast transaction becomes a source of confusion, delayed payments, and unnecessary group texts.
Lets say its the end of the week.
Lets say its the end of the week.
You open your expense app to check the final split with your group, but the interface overwhelms you and you still have questions like..
From roommates sharing bills to coworkers organizing lunch runs to students tracking weekly groceries, people rely on apps like Splitwise to manage group expenses.
USER GROUPS
Expense sharing, shaped by different user groups
PROBLEM
PROBLEM
The current expense-sharing experience lacks clarity. Transaction heavy UI like Splitwise fragment context, making it harder for users to track, understand, and act on shared costs.
The current expense-sharing experience lacks clarity. Transaction heavy UI like Splitwise fragment context, making it harder for users to track, understand, and act on shared costs.
The current expense-sharing experience lacks clarity. Transaction heavy UI like Splitwise fragment context, making it harder for users to track, understand, and act on shared costs.
SOLUTION
SOLUTION
A redesigned system prioritizes conversational context over isolated transactions reducing friction, surfacing actionable insights, and aligning interface flow with real-life expense behavior.
A redesigned system prioritizes conversational context over isolated transactions reducing friction, surfacing actionable insights, and aligning interface flow with real-life expense behavior.
A redesigned system prioritizes conversational context over isolated transactions reducing friction, surfacing actionable insights, and aligning interface flow with real-life expense behavior.
INTRODUCING
INTRODUCING
INTRODUCING
Actionable
Home Screen
Actionable
Home Screen
Actionable
Home Screen
A clean top summary bar shows your "Receive" and "Pay" amounts with a dropdown for quick access, followed by categorized recent transactions with filters.
A clean top summary bar shows your "Receive" and "Pay" amounts with a dropdown for quick access, followed by categorized recent transactions with filters.
Settle up
with contextual clarity
Settle up
with contextual clarity
Settle up
with contextual clarity
A transaction view with a persistent “Unsettled Payment” sticky bar, enhanced “Settle-up” CTA, personal remarks, and a clear payment confirmation flow opens when a conversation is clicked.
A transaction view with a persistent “Unsettled Payment” sticky bar, enhanced “Settle-up” CTA, personal remarks, and a clear payment confirmation flow opens when a conversation is clicked.
Overlapping payments
Overlapping payments
The redesign resolves key usability tensions by reframing financial interactions around structure, visibility, and completion. Instead of isolated actions, users now experience a cohesive flow from input to closure, reducing friction in both behavior and interface.
The redesign resolves key usability tensions by reframing financial interactions around structure, visibility, and completion. Instead of isolated actions, users now experience a cohesive flow from input to closure, reducing friction in both behavior and interface.
TAKEAWAYS
TAKEAWAYS
Clarity isn't about minimalism, it's about knowing what deserves attention and when.
Completion isn’t a tap, it’s a mental state, and the interface has to guide users toward it.
Financial tools succeed not when they feel smart, but when they feel reliable.
Design doesn’t just organize screens, it organizes uncertainty.
From roommates sharing bills to coworkers organizing lunch runs to students tracking weekly groceries, people rely on apps like Splitwise to manage group expenses.
A well-designed split isn’t about dividing money but about distributing clarity.
A well-designed split isn’t about dividing money but about distributing clarity.
ReFrame.ai
Conversational UI · Interaction Design · Experience Design · Speculative Futures
ReFrame.ai
Conversational UI · Interaction Design · Experience Design · Speculative Futures
WHY THIS PROJECT MATTERS
Splitting expenses is an everyday interaction yet the tools we rely on often lack structure, flow, and closure.
This project matters because it addresses an overlooked space where design directly shapes group dynamics, trust, and follow through.
By rethinking the way people perceive and navigate shared costs, this redesign contributes to more fluid, confident decision-making in social and financial settings.
WHAT THIS WORK DELIVERED
Clarity isn't about minimalism, it's about knowing what deserves attention and when.
Completion isn’t a tap, it’s a mental state, and the interface has to guide users toward it.
Financial tools succeed not when they feel smart, but when they feel reliable.
Design doesn’t just organize screens, it organizes uncertainty.